WFW Personal Finance Education

This is a book review on the classic personal finance book, The Millionaire Next Door. This book has remained relevant for years because it challenges a lot of the common assumptions people have about wealth. It is not usually about flashy lifestyles, expensive cars, or outward signs of success. In this review, I’ll walk through some of the key lessons from the book, what still holds true today, and why I think its message can be so valuable for families trying to build financial independence in the real world.

Check-in monthly for our personal finance calendar where we will give you specific ideas to keep up on your household personal finances with timely, topical tips. 

2025 Financial Calendar

January: Reflect & Set New Goals

February: Tax Prep & Retirement Check

March: Insurance & Emergency Planning

April: Tax Filing & Spring Cleaning

May: Mental Health and Behavioral Finance

June: Mid-Year Check-In

July: Estate & Legacy Planning

August: Back-to-School & Tax Review

September: Debt & Financial Wellness

October: Insurance Open Enrollment

November: Holiday & Tax Planning

December: Year-End Financial Wrap-Up

As we turn the final page on 2025, the Washington Family Wealth 2025 Financial Calendar Series comes to a close with our December edition and Year-End Wrap Up. This final installment is all about reflection, clarity, and preparation—reviewing the milestones of the year, celebrating progress, and setting a confident foundation for the year ahead. 📊🎯

🎥 November Financial Calendar | Washington Family Wealth As the year winds down, it’s the perfect time to take advantage of smart financial moves that can set you up for a strong start in the new year. In this month’s edition of the Financial Calendar series, we’re diving into key year-end tax strategies and practical holiday-season planning tips to help you stay confident and in control.

It’s Open Enrollment season — one of the most important times of the year to review and optimize your healthcare coverage! In this October episode of our 2025 Financial Calendar Series, the Washington Family Wealth team breaks down what you need to know about: ✅ Employer Open Enrollment: How to evaluate your benefits, compare healthcare plans, and make smart updates for the year ahead. ✅ Medicare & Medicare Advantage Open Enrollment: Key deadlines, eligibility rules, and how to choose the plan that best fits your medical and financial needs. ✅ Financial Planning Tips: How your health coverage decisions impact your overall wealth strategy.

Here is the September video in our Financial Calendar Series. This month we talk about Debt. Debt in America has reached record levels, in fact, over $18 Trillion in 2025! What does that really mean for you? In this video, we break down the current state of U.S. debt, explore what’s driving these numbers, and discuss smart ways to navigate high debt levels in your own financial life. 

 Welcome to the August 2025 edition of our Financial Calendar! This month, we’re diving into mid-year tax review strategies and sharing smart money tips for back-to-school season — perfect for families, students, and anyone looking to stay financially sharp in the second half of the year.

In this month’s video, we’re diving into key steps for reviewing your estate plan and giving strategy. ✅ We’ll walk through how to check your beneficiary designations, update essential estate documents, and explore smart approaches to gifting and charitable giving 🎁❤️. A little planning now can make a big difference later — for you and your loved ones. Let’s get started! 👇📽️

We’re halfway through the year—time to hit pause and refresh your financial game plan! In this video, we’ll guide you through essential steps to review your year-to-date budget, prep for any big purchases coming up, and assess your saving vs. spending habits, and cover crucial financial housekeeping tasks to ensure you’re on track for the second half of the year. 

🧠💰 We’re diving into Behavioral Finance—what it is, how your autobiographical memories and money scripts influence your decisions, and how to use that insight to plan smarter.

In this episode, we’ll walk you through how to assess your current tax situation, uncover opportunities for savings, and begin planning for major financial goals this year.

🚨 March Financial Calendar: Reviewing Your Insurance & Preparing for Emergencies 🚨

It's time for the third video in our Financial Calendar Series! This month, we’re diving into an important topic: Reviewing Your Insurance Policies and Getting Prepared for Emergencies.

Here is the second edition of our 2025 Financial Calendar where we give timely and actionable tips for your personal finances. February we are getting ready for tax season and reviewing our retirement plans.

In this video we cover some tips on reflecting on our 2024 spending and looking forward to 2025 as we build our estimated budget for the year. 

Follow this to our printable or fillable budget worksheets.